Buying a New Sports Car – Twelve Tips To Avoid Financial Sticker Shock

Nothing (well, almost nothing) can compare to the thrill of driving a road-hugging high performance sports car. Instant steering response. Power at the exact nanosecond you ask for it.

Then, if you have one of the sexier models, you’ll attract attention on the road, filling up, and in the shopping mall parking lot.

Yes, you can pretend you’re driving the Autobahn with the wind blowing your hair. But beware of state troopers just waiting for an “arrest me red” entry on their ticket issuing track record.

Before You Fall In Love . . .

Before you step into that showroom and fall in love, consider the following practicalities:

1) How much do you want to spend? $20,000? $30,000? Or more?

2) What’s the tradeoff between performance (power) and gas mileage? Higher performance usually equals less gas mileage.

Does the vehicle use premium gas? Right now, the difference between premium and regular is 20 cents per gallon. At 20 miles per gallon and 15,000 miles per year, the cost differential is $150.

3) What about reliability? Some upscale models cost considerably more to maintain and have a higher incidence of repair costs. Would you appreciate paying $125 just to diagnose the problem when the check engine light comes on? Or paying $70 for an oil change?

4) In a climate where snow and ice are winter realities, do you want to drive it year round? Or store it over the winter?

A rear wheel drive sports car is impractical for winter driving. A front, all-wheel, or 4-wheel drive sport car can be driven in snow and ice, if you use all-season tires. If the little devil comes with performance tires, you will want to buy all-season tires (and possibly rims) for winter driving. Add another $1500 to the price of the car for the right tires and rims.

Do Your Homework . . .

5) Once you’ve decided price, performance, gas mileage, reliability, and practicality for all-season driving, get on the Internet. Here you can compare models and pricing and read reviews. Google “buying a new car” or “new car prices” and several sites will pop up.

Another source is Consumer Report (the new car issue) where your criteria will be easy to find. Red dots are good. Black dots are not. Most American car dealers consider this issue of Consumer Report a nightmare because it favors foreign car models, especially Asian cars. However, as explained in the newest version of this report, American car manufacturers are catching up.

6) Find out what you should pay before stepping into a showroom. Dealers will offer below invoice prices even on some sports cars because of rebates, dealer incentives, and dealer returns when they make a sale.

7) Remember the incidentals. Yes, you have to pay to transport the vehicle from the manufacturer. Yes, you have to pay for options. And remember the sales (and sometimes luxury) tax.

The Driving Experience . . .

Unless you have driven the exact model and year you want to purchase, step into the showroom and test drive the car. Driving the previous year’s model is unacceptable. If the dealer lures you into his web and asks you to test drive an earlier model, RUN out of the show room. You’re wasting your time.

9) Pick at least 2 different road types for test driving. The winding, hilly road is one road type. Road hugging capabilities are tested here. If the car is standard, smooth-shifting is another test. A car that cuts back after you release the clutch is NOT smooth shifting.

The highway is another road type. Make sure power is sufficient to handle entrance ramps and merging with traffic. If you get an instant response at highway speeds, the car is a possible winner.

Closing the Deal . . .

10) If you like the car, get the dealer’s best quote. Then, find at least one other dealer to give you another quote ON THE SAME CAR. If you don’t like the car in the test drive, you probably won’t like the car – ever. Move on to the next model.

11) When you decide on a car, call your insurance company and find out what the vehicle will cost per year. And don’t choke on your coffee when you hear the amount – you can shop around.

12) Estimate how much the real estate taxes will be on the car, especially if it’s a high-priced model. This could be another financial shocker!

As you can see, sports car buying is a process. Do you need to do all this stuff? Nope, you don’t. But consider the financial sticker shock when you’re paying an extraordinary amount for maintenance, repairs, gas, insurance, and taxes! Just for that Autobahnesque experience!

About the author:

Valerie Mills,a copywriter/designer specializing in direct mail and web advertising, has written sales letters, web sites, and brochures for the finance, self-help, and technology areas. She also audits sites for usability, sales appeal, structural integrity, and readability. In addition, using her experience as an educator and corporate trainer, Valerie has written several articles and a parents’ guide to coach kids of all ages about money and personal finance. Refer to web sites http://v.mills.home.att.netand http://teachyourkidsaboutmoney.com

Choosing a Car Stereo

Can be a complicated and difficult task, especially for individuals with little knowledge on the subject. This process requires extensive research in order to determine you are receiving the best deal possible. Before going to a car stereo dealer, you may want to review and understand all the components of a car stereo. This way, you can personally choose which components you would like for your car. The following is a list of the basic components of a car stereo:

1. Decks - Car stereos cannot function without a deck. A deck constitutes any piece of equipment ranging from cassette decks and CD players to MP3s and mini discs. The deck is considered the glue that holds the car stereo together. The deck controls the overall output of the sound and allows you to control the music being played. All car stereo decks have a minimum 4-channel output for your speakers. If you want more power than what your speakers alone can hold, you may want to consider purchasing an amplifier.

2. Amplifiers – Amplifiers provide the power needed to blast the music in your car. The more powerful your amplifier is, the louder the sound system is going to be. An amplifier can have anywhere from 1 to 7 channels. The number of channels in your amplifier is the number of speakers you can hookup in a series circuit.

3. Speakers – Speakers are where the sound from the stereo is emitted. Different types of speakers are designed to produce different frequencies. Higher frequencies provide the capacity for more sound and produce a higher level sound as well. The efficiency of the speakers is what will determine how far the sound will travel. If you want the sound to travel far, you will need speakers with a higher frequency.

4. Subwoofers – Every high-tech car stereo system should have a subwoofer. Subwoofers complete the sound by providing high efficiency of low frequencies, through the bass. In other words, the subwoofer is the piece of equipment which makes the car vibrate. A subwoofer needs to be enclosed in either a box or possibly the trunk of your vehicle. Keep this is mind when budgeting the cost of your stereo system.

Now that you know the basics of how everything operates, you can ask informed questions as to which components you should have in your car.

About the author:
Amy Barson works as a contributing editor for http://www.carstereos101.com– a site that offers information on car stereos and car stereo installation.

Simple Car Maintenance Tips

You drive your car everyday. Do you pay attention to it? Do you feel that slight shimmy in the front end? Is there a new knocking sound under the hood? Is there a rattle in the dashboard? No one knows your car better than you do. If you feel something different, or if it isn’t handling correctly take it to your mechanic. It could be something as simple as a tire out of alignment, or perhaps a loose belt. It’s always best to find any small problem before it becomes a large one.

Here are some simple maintenance tips that you can follow to help prolong the life of your car, and help save you money.

Notice where you park your car and get into the habit of looking to see if there are any leaks when you pull out. This can be very tricky in a public garage with lots of stains from leaks from other cars, but if your car is leaking any type of fluid, transmission, radiator or brake the leak will look “fresh”. If you see any fluid leaking have your car serviced as soon as possible.

Keep an eye on your tires. When you have your oil changed every 3,000 miles have your tires rotated. At this time the technician will inspect your tires for any wear. Keep your tires aligned. Check your tire pressure once every month. It’s easy enough to read tire gauges and they even have electronic ones. Keeping your tires properly inflated helps increase gas mileage too.

As mentioned above, change your oil at least every 3,000 miles. The oil is the life blood of your car and keeping fresh oil in your car can extends it’s life by many, many miles. At this time the technician will check your air filter, hoses and belts.

Keep your windshield washer reservoir full and carry an extra gallon with you. You don’t want to be caught without washer fluid, and you don’t realize how quickly you use it up, especially in the winter months when we get salt spray on the windshield. Replace your wiper blades once a year.

Following these simples steps can go a long way in prolonging the life of your car.

About the author:

by: Simon Harris
This article provided courtesy of http://www.corvette-fanatic.com

Money Saving Car Tips

Today with soaring gas prices it’s more important than ever to pay attention to the little things that can help your car to run more efficiently, hence saving you money. You can turn this into a win-win situation for you and for your car.

The first tip to saving money on your car is keeping it’s engine properly tuned up. A car engine that isn’t running efficiently can use up to 30 more fuel than a car engine that is properly tuned. Follow your car manufacturers guidelines for servicing your car.

Make sure that your tires are properly inflated. Tires that are under inflated will cause you to burn more gasoline. Make sure that your tires are kept in alignment. This will help you car to handle better also.

Avoid running the engine unnecessarily. The cars of today don’t need to be warmed up in the morning like the cars our parents used to drive. Get in, turn it on, and go. If you are going to be waiting for someone, or sitting in your car turn it off.

Drive 55 mph and not 70 mph. Driving the posted speed limit can help you save up to 15 more fuel. That’s a nice saving! Also, use your cruise control when you can. This keeps your speed steady. Avoid sudden and extreme accelerations. These use fuel needlessly.

The next time you go on your errands see if you can run them more efficiently. Pick up your dry cleaning and your prescription at the same time. Don’t double back from store to store, it’s a real waste of gasoline, and time. If you don’t have to be out in peak traffic times, don’t. Wait until the traffic thins before running errands, this way you won’t be waiting in long lines to get through the lights.

Set up a car pool to help usher the kids to and from school and sporting events. Perhaps you can take Billy home this week and Billy’s mom can drop your son off next week. How about a car pool for work? We’re living in a time where people live farther from work than ever before. With the price of gas a work car pool makes more sense than ever.

Buying the Hybrid Car

Purchasing the hybrid car is a choice that is should be considered carefully. There are many choices on the market today when it comes to hybrid vehicle selection. You must make some important choices when it comes to buying the hybrid car. In this article, you will discover some important things that you should consider when it comes to buying the hybrid car. There are many things that should be established and considered prior to making the choice to buy the hybrid car.

1. The first thing that you should consider when buying the hybrid car is if the purchase is right for you and your situation. Are you simply buying the hybrid car because everyone else is doing it? If so, this is probably not the right choice. If you are buying the hybrid car to save on fuel efficiency, help to protect the environment, and to save money on expenses that concern your automobile, then you are probably buying the hybrid car for the right choices.
2. The second thing that you should consider when buying the hybrid car is the driving habits that you have. Do you practice safe and effective driving? Are you conservative when it comes to the method that you drive in? If you are, then purchasing the hybrid car is probably right for you.
3. The third thing that should be considered when buying the hybrid car is if you are familiar with all the options that come with the hybrid car? There are many makes and models that you can choose from when buying the hybrid car, but it is important that the hybrid car that you select meets the needs that you have in a vehicle.
4. When you consider purchasing the hybrid vehicle, it’s important to understand that you may pay more for a hybrid vehicle than a standard vehicle. You should research the prices of hybrid vehicles to ensure that the costs of the hybrid fit into your budget. Also, when working with a dealer, it is very important to try to purchase a hybrid vehicle that is selling at invoice rate. You should make sure that you get the best deal possible on your hybrid vehicle.
5. You should research many areas when it comes to buying a hybrid vehicle. Research hybrid vehicles online, work with a variety of hybrid car dealers, and try to get the most for your money. The hybrid vehicle is going to have to last you quite a long time, and it is important that you purchase the hybrid vehicle that you like, that has the features that you wish to have in a hybrid vehicle, and that it has the best price available.

As you can see, there are many things to consider when buying a hybrid vehicle. While these vehicles are extremely beneficial, they are not always appropriate for each individual. If you research hybrid vehicles, and find that they are right for you, you should continue with the purchase. If not, then do not continue with the purchase.